Seller Swift
End User Agreement

Effective Date: Oct 27, 2025

Last Updated: Nov 3, 2025

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This End User Agreement ("Agreement") is a legally binding contract between you ("User," "you," or "your") and Seller Swift USA LLC ("Seller Swift," "we," "us," or "our"), a Delaware limited liability company. By accessing or using the Seller Swift platform, website, mobile application, or related services (collectively, the "Services"), you agree to this Agreement and to our Privacy Policy.

If you do not agree to these terms, do not use the Services.

1. Eligibility and Accounts

1.1 Eligibility

You must be at least 18 years old and capable of entering into legally binding contracts to use the Services.

1.2 Account Creation

You may be required to create an account. You agree to provide accurate and complete information and to update it as necessary.

1.3 Account Security

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

2. Description of Services

Seller Swift provides an analytics and financing platform that allows users to:

  • Access seller performance metrics and analytics;
  • Connect to integrated marketplaces (such as Amazon) or third-party tools; and
  • Apply for and manage receivable-based advance products ("Advances").

Use of any financing or advance feature is subject to separate terms, eligibility criteria, and verification processes, which may include credit, identity, and compliance reviews.

3. License and Intellectual Property

3.1 License to You

Seller Swift grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services solely for your internal business or personal use in accordance with this Agreement.

3.2 Intellectual Property Rights

All content, software, analytics, designs, trademarks, and data on the platform are owned by Seller Swift or its licensors and are protected by intellectual property laws. No ownership rights are transferred to you by your use of the Services.

3.3 User Data

You retain ownership of any data or content you upload to the platform. By submitting such data, you grant Seller Swift a worldwide, royalty-free, sublicensable license to use, process, analyze, and display your data as necessary to operate and improve the Services.

4. Privacy and Data Use

Your use of the Services is subject to our Privacy Policy, which explains how we collect, use, and share your information. By using the Services, you consent to Seller Swift's data practices, including the use of third-party integrations to retrieve seller metrics or process applications.

You authorize Seller Swift to access and analyze data from third-party platforms (e.g., Amazon Seller Central) solely for the purpose of providing the Services.

5. Payment and Financial Terms

5.1 Fees

Some features, including Advances or premium analytics, may incur fees or repayment obligations disclosed at the time of transaction or offer.

5.2 Payment Authorization

You authorize Seller Swift or its payment processors to debit or credit your linked financial accounts as needed to process fees, repayments, or adjustments.

5.3 Third-Party Processors

Payments may be processed by third-party providers subject to their own terms and compliance obligations.

6. User Responsibilities and Prohibited Uses

You agree not to:

  • Misrepresent your identity or data.
  • Use the Services for any unlawful, fraudulent, or abusive purpose.
  • Interfere with, disrupt, or reverse engineer the platform.
  • Submit false or misleading information when applying for Advances.
  • Violate any applicable laws or third-party rights.

Seller Swift reserves the right to suspend or terminate your access for any violation of this Agreement.

7. Warranties and Disclaimers

The Services are provided on an "AS IS" and "AS AVAILABLE" basis. Seller Swift makes no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

Data, analytics, and financial projections are for informational purposes only and should not be relied upon as financial or legal advice.

8. Limitation of Liability

To the maximum extent permitted by law:

  • Seller Swift and its affiliates are not liable for indirect, incidental, consequential, or punitive damages, including loss of profits, data, or business opportunities.
  • Seller Swift's total liability for any claim under this Agreement shall not exceed the amount you paid (if any) to Seller Swift for use of the Services during the twelve (12) months prior to the claim.

Some jurisdictions do not allow limitations on liability; in such cases, these limitations may not apply to you.

9. Indemnification

You agree to indemnify and hold harmless Seller Swift, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising out of or related to:

  • Your use of the Services;
  • Your violation of this Agreement; or
  • Your breach of applicable law or third-party rights.

10. Termination

Seller Swift may suspend or terminate your account at any time, with or without notice, for violation of this Agreement or misuse of the Services. Upon termination, your right to access the Services ceases immediately.

Sections 3, 4, 7, 8, 9, and 11 shall survive termination.

11. Governing Law and Dispute Resolution

11.1 Governing Law

This Agreement is governed by the laws of the State of Delaware, without regard to its conflict of law principles.

11.2 Arbitration

Any dispute arising out of or related to this Agreement shall be resolved through binding arbitration in Delaware, under the rules of the American Arbitration Association.

11.3 Waiver of Class Actions

You agree to resolve disputes with Seller Swift only on an individual basis and not as part of a class or collective action.

12. Changes to This Agreement

Seller Swift may update this Agreement from time to time. The updated version will be posted on our website or platform, and your continued use of the Services after the effective date constitutes acceptance of the revised terms.

13. Contact Information

For questions or concerns about this Agreement, please contact:

Seller Swift USA LLC

4023 Kennett Pike #50034

Wilmington, DE 19807

Email: info@sellerswift.com

Phone: +1 302-365-0040

Acknowledgment

By clicking "Accept" or by using the Seller Swift Services, you acknowledge that you have read, understood, and agreed to this End User Agreement.